From Islamabad to Karachi, we've got Pakistan covered

Send Money to Pakistan


PFG Smart Credit provides fast, secure and easy money transfers with convenient delivery options for everyone.

Cash Pick-Up

3,000+ pick up locations nationwide. You can receive money at any location of your selected payout partner.
See all payout partners

Account Deposit

Your recipient has the convenience of having the money deposited directly into their bank account.
See all recipient banks

What you need to know...


Basic Information

Standard Fee
Zero Fee for all transactions of AUD 260 and above
AUD 8 Fee for all transactions below AUD 260
Concessional lower fee available during special promos and offers
The threshold amount of AUD 300 is dependent on the policies of State Bank of Pakistan
Delivery time
Same Day Pick-Up and Account Deposits

within 24 hours.
Cut-Off time : 1600 AEST
Service available on all business days
Same Day Cash Pick-Up is available through selected agent outlets only. Please check availability of the service with the agent, before you proceed.
Regular Cash Pick-Up & Account Deposits

Next business day, after receipt of AUD funds into our bank account
Cut-Off time : 1600 AEST.
Service available on all business days
Amount Limit
Minimum Send Amount : AUD 50(per transfer)

Maximum Cash Pick-Up : PKR 500,000(per transfer)

Maximum Account Deposit : No Limit
Receive Amount
Full amount of your transfer will be paid to the beneficiary without any deductions by our payment partner.
Receiver’s details required
Cash Pick-Up

Recipient ’s full name, address and phone number

Account Deposit
Recipient’s full name, address and bank account details including account number (IBAN)
IBAN should have 24 characters as shown in following example.
PK24 XXXX 0646 6099 7100 0177
Amendments
Free of charge if done prior to release of payments by us.

Amendments are normally NOT possible after release of payments.

AUD 10 fee, if done after release of payment by us.
If amended, changes are possible only for certain specified fields like beneficiary phone number, account number etc.

Complete change of beneficiary is not allowed
Cancellations
AUD 10 fee
Foreign exchange loss on conversion and deductions/charges of banks/payment partners etc. will be recovered from the customer.
Business Transfers
Not available in PKR

The sender and recipient of a PKR transfer must both be private individuals.
Business Transfers can be made to beneficiaries in Pakistan in USD, EUR, GBP etc.

To know more, please see ‘Business Transfers’.

Security

Our industry-leading technology protects & secures your financial and personal information.

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