From Toronto to Vancouver, we’ve got Canada covered.

Send Money to Canada


PFG Smart Credit provides fast, secure and easy money transfers to just about anywhere in Canada, with convenient delivery options for everyone.

Account Deposits in CAD

You can have the money deposited directly into the recipient’s bank account any where in Canada. In order to send funds to a Canadian bank account, you will need the Routing Number of the bank-branch.
See all recipient banks

What is Routing Number ?


Canadian Routing Numbers are nine digit numerical codes used to identify an individual branch of a financial institution in Canada. It is used by Canadian Banks, Credit Unions and Trust Companies for Electronic Fund Transactions (EFT) within Canada. A routing number contains a zero (called the "leading zero"), a three-digit financial institution number (bank-code) and a five-digit Branch Transit Number (branch-code).

What you need to know...


Basic Information

Standard Fee
AUD 20 for all amounts
Concessional lower fee available during special promos and offers
Delivery time
Priority Payments (SWIFT)

1-2 business days, after receipt of AUD funds into our bank account

Service available from Monday to Friday
Available through all agent outlets
Amount Limit
Minimum Send Amount : AUD 100(per transfer)

Maximum Account Deposit : No Limit
Receive Amount
SWIFT
Recipient/Intermediary banks may deduct their charges for SWIFT payments.
It is worth checking with the recipient bank to find out if they will charge to receive SWIFT wire transfers.
Receiver’s details required
Account Deposit

Recipient’s full name, address and bank account details including the Routing Number
Routing number format: 0YYYXXXXX
where: YYY - institution number & XXXXX - transit number
For example, if Bank’s routing number is 026011242, the institution number is 260, and the transit number is 11242.
Amendments
Free of charge if done prior to release of payments by us.

Amendments are NOT possible after release of payments.
Cancellations
AUD 25 fee for all cancellations
Foreign exchange loss on conversion and deductions/charges of banks/payment partners etc. will be recovered from the customer.
Business Transfers
Business Transfers can be done in CAD
Business Transfers can also be made to beneficiaries in Canada in USD, GBP etc.

To know more, please see ‘Business Transfers’.

Security

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